A vehicle rented from a commercial rental company is classified as what type of auto?

A vehicle rented from a commercial rental company is classified as a hired auto. This classification applies specifically to vehicles that are temporarily rented for use, differentiating them from personal vehicles owned by the user. Hired autos are typically covered under certain commercial or personal auto insurance policies, depending on the context of the rental and the coverage of the policy in force.

In the context of insurance, hired autos are those that are not owned by the individual or business but are utilized for business or personal purposes. This concept is particularly important in distinguishing between the various types of vehicle classifications, as it determines the insurance coverage and liabilities associated with the rental.

Understanding this classification is crucial for individuals who engage in renting vehicles, as it ensures they select an appropriate insurance policy that provides the right type of coverage for the rented vehicle. Recognition of hired autos helps avoid ambiguity regarding responsibility in the event of an accident or damage while using the rental vehicle.