The businessowners policy liability coverage will pay for necessary medical expenses of others incurred within what maximum time period?

The businessowners policy liability coverage includes medical expenses incurred as a result of accidents that occur on the business premises or due to the operations of the business. This coverage is designed to provide prompt assistance to individuals who are injured, regardless of whether the insured is found to be legally liable.

The correct time period for which necessary medical expenses are covered is one year. This duration ensures that any medical expenses incurred by the injured party within that timeframe can be compensated, facilitating timely medical treatment without the burden of out-of-pocket costs for the injured person. It reinforces the policy's intent to provide immediate help and mitigate financial stress for those affected by an accident related to the insured's business activities. Other durations, such as 6 months, 2 years, or 3 years, do not align with this provision and are therefore not correct.