What are the four types of benefits provided by workers compensation insurance?

Workers' compensation insurance is designed to provide a variety of benefits to employees who are injured or become ill as a result of their job. The four main types of benefits provided under workers' compensation insurance include:

1. Medical Payments: This covers the costs of medical treatment required due to a work-related injury or illness, ensuring that employees receive the necessary care without incurring out-of-pocket expenses.

2. Disability Income: If an employee is unable to work due to their injury or illness, workers' compensation provides a portion of their lost wages in the form of disability income. This financial support is crucial to help injured workers maintain their livelihood while they recover.

3. Rehabilitation Expenses: In cases where employees need help getting back to work, either through physical therapy or vocational training, workers’ compensation covers these rehabilitation expenses to assist in their recovery and return to the job.

4. Death Benefits: In the unfortunate event that an employee dies due to a work-related incident, workers’ compensation provides death benefits to the employee’s dependents to support them financially during a difficult time.

The combination of these benefits ensures that workers are protected in the event of workplace accidents or illnesses, addressing both their immediate medical needs and long-term financial welfare. Other options listed, while potentially