What are the two parts of Garage Liability Coverage?

Garage Liability Coverage is designed specifically for businesses involved in the automotive industry, such as car dealerships, repair shops, and service stations. It primarily addresses risks associated with garage operations and provides essential protection for both the vehicles on the premises and those operated by the business.

The correct answer identifies two key components of Garage Liability Coverage: "Garage Operations-Covered Autos" and "Garage Operations-Other than Covered Autos."

"Garage Operations-Covered Autos" refers to incidents involving vehicles that are owned by the business or for which the business has custody and control, such as cars in for repairs or storage. This aspect ensures that any liability arising from the operation of these vehicles is covered.

"Garage Operations-Other than Covered Autos" encompasses liability for non-owned vehicles that may be on the premises, such as cars belonging to customers or employees. This part of the coverage is crucial as it protects the business from liabilities arising in the conduct of its operations, even when those operations do not directly involve the company's own vehicles.

By combining coverage for both owned vehicles and non-owned vehicles, this part of Garage Liability Coverage provides comprehensive protection, which is essential for businesses in the automotive sector to mitigate their risk exposure effectively.