What is included in the coverage territory in businessowners policies?

The coverage territory in businessowners policies is defined as including the United States, its territories and possessions, Puerto Rico, and Canada. This comprehensive coverage ensures that businesses are protected not only within the continental U.S. but also in these other specified regions, providing a broader range of protection that is essential for businesses that may operate or have interests in these areas.

This choice emphasizes the importance of understanding the geographic scope of businessowners policies. It allows business owners to know the extent of their coverage when engaging in operations, transactions, or liabilities that may extend beyond the mainland U.S., ensuring their assets and operations are sufficiently protected across these jurisdictions.