What type of coverage under the dwelling policy would cover the cost of renting an apartment if the insured's house becomes uninhabitable?

The type of coverage that would cover the cost of renting an apartment if the insured's house becomes uninhabitable is Additional Living Expenses. This coverage is designed to help policyholders manage the costs associated with temporary housing and other necessary living expenses incurred while their home is being repaired or rebuilt due to a covered loss. It ensures that the insured can maintain a similar standard of living during the disruption caused by an insured peril, such as fire or severe damage.

This coverage typically includes payments for lodging, meals, and other necessary expenses that arise because the dwelling is not habitable. By providing this financial assistance, Additional Living Expenses ensures that the policyholder is not left financially burdened during a challenging time.

Understanding this aspect of the dwelling policy helps clarify how insurance can provide crucial support in maintaining everyday life even when unexpected events occur, making it a vital component of property insurance.