What type of license represents the insurance company?

The most accurate answer in the context of the question is that the agent license represents the insurance company. An agent is an individual authorized to act on behalf of the insurance company to sell its policies and services. The agent establishes a connection between the customer and the insurer, facilitating transactions and providing information on the company’s offerings.

In many situations, agents can be categorized as either exclusive agents, who represent a single insurance company, or independent agents, who may represent multiple companies. Regardless of the classification, agents play a crucial role in promoting and distributing an insurer's products, thereby acting as a key representation of the insurance company in the marketplace.

In contrast, while a producer license is also linked to someone selling insurance, it generally refers to the broader category including both agents and brokers. A broker license allows an individual to represent clients by soliciting policies from various insurance companies, not one specific insurer. Lastly, a consultant license would typically focus on providing specialized advice without direct insurance sales, further distinguishing it from the representation role of an agent.