What type of loss would Comprehensive coverage cover?

Comprehensive coverage is designed to protect against various non-collision-related incidents that can cause damage to a vehicle. This type of coverage typically includes damages caused by natural occurrences such as hail, along with other events like theft, vandalism, and animal strikes.

In the case of hail damage, it falls squarely under the comprehensive coverage category since it is not due to a collision with another vehicle or object. Instead, it is an event that occurs due to environmental factors. Understanding this distinction is crucial, as it helps vehicle owners recognize what types of incidents their insurance policy covers and ensure they have sufficient protection against damages that can happen outside of their control.

Other types of losses mentioned, such as a vehicle accident with another vehicle or injuries to passengers, are generally covered under different parts of an auto insurance policy—such as collision coverage for accidents or bodily injury liability for passenger injuries. Vandalism would be covered by comprehensive, but the context of hail damage accurately reflects the specific nature of the question regarding comprehensive coverage.