Which coverage is required in a crime policy for protection against money theft from a messenger?

The requirement for protection against money theft from a messenger falls under the "Outside the premises" coverage in a crime policy. This coverage is specifically designed to address situations where funds are at risk while being transported away from a business's physical location. When a messenger is carrying money for delivery or deposit, they are operating outside the premises of the business, thus making this coverage imperative for mitigating the risk of theft during transit.

Inside the premises coverage pertains to theft that occurs within the physical boundaries of a business location, which does not apply in this case as the theft involves a messenger outside the premises. Employee theft primarily covers losses due to dishonest acts by employees, rather than theft during transportation. Forgery and alteration coverage focuses on risks related to financial instruments being fraudulently altered or forged, not specifically addressing the theft of cash or money from a messenger.

By choosing "Outside the premises," you are correctly identifying the necessary protection needed for scenarios where money is stolen while it is being transported by a messenger, ensuring comprehensive coverage against theft in transit.