Which of the following is typically covered under the personal property section of a dwelling policy?

The personal property section of a dwelling policy is specifically designed to cover personal belongings that belong to the policyholder or their family members while they are located within the insured dwelling. This includes items like furniture, clothing, electronics, and other personal possessions.

The rationale for including personal belongings is to protect the insured from potential financial loss due to unexpected events such as theft, fire, or other covered perils that could result in damage or loss of these items.

Unlike personal belongings, landscaping typically falls under a different section of the policy that deals with outdoor property. The building foundation is part of the structure itself and would be covered under the dwelling or building coverage, not personal property. Similarly, structures that are not attached to the house, such as detached garages or storage sheds, may be covered under other sections of a dwelling policy, but again, they do not fall under personal property. Thus, the primary focus of the personal property section remains on the insured's personal items within the dwelling.