Which of the following is NOT typically covered under Coverage A of a CGL policy?

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Coverage A of a Commercial General Liability (CGL) policy is designed to provide protection against claims for bodily injury and property damage that arise from business operations. Specifically, it includes coverage for two primary areas: bodily injury, which refers to physical injury or harm to a person, and property damage, which involves damage to someone else's property as a result of your business activities or operations.

Medical Payments, on the other hand, is a separate component of a CGL policy and falls under Coverage B. It provides coverage for medical expenses incurred by a person injured on your premises, regardless of fault. This is distinct from Coverage A because it does not require the injured party to prove negligence on the part of the insured. Medical Payments coverage is more focused on immediate expenses rather than liability for bodily injury or property damage.

Thus, the option that is not typically covered under Coverage A of a CGL policy is Medical Payments, which is specifically designed to handle medical expenses in a different context than liability claims.

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