Which scenario would typically not fall under the "inside the premises" coverage in a crime policy?

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The scenario described as theft of money from a vehicle while parked typically does not fall under the "inside the premises" coverage in a crime policy because this coverage primarily protects against theft and other criminal acts that occur within the physical confines of the insured's premises. "Inside the premises" coverage is designed to handle incidents that take place inside the business location itself, where a higher expectation of security is assumed.

In contrast, theft from a parked vehicle occurs outside of the designated business premises, which means it falls into a different category that may be covered under other types of policies, such as comprehensive coverage for vehicles. Other scenarios mentioned, such as the theft from a cash register, robbery from a safe, and employee theft while at the business location, clearly align with the protection afforded by "inside the premises" coverage as they occur within the secured environment of the business. Thus, the distinction is essential for determining the applicability of various crime coverage provisions.

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